September Challenge: Create Your Christmas Savings Plan
Christmas is right around the corner. Well, sort of . . .
The holiday shopping season is still roughly three months away, but now is the best time to create a plan for how much you want to spend. Here’s why: The sooner you make a budget and start saving for gifts and decorations, the sooner you’ll crush any shopping-season stress that pops up.
This month’s challenge is all about keeping your Christmas self happy, healthy and debt-free. Wouldn’t that be nice? Here are three simple steps for getting the Christmas budget you want this year: