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How to Achieve Financial Freedom

Financial freedom. These two words can cause some major angst.

After all, who needs another reminder of the unattainable? With every scroll through Instagram, you witness people living their best lives. And maybe you’re left wondering how you’ll ever be able to pay for the life you’re living right now—much less the worry-free, Instagram-approved, easygoing financial existence you dream of.

Well, friends, we’re here to turn your head (and your heart!) back toward the dream of financial independence. We want you to find freedom from your past by paying off debt and to look forward to your future by building wealth.

Believe it or not, the key to finding financial freedom is simple: Keep a monthly budget.

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You've Dipped Into Your Emergency Fund. Now What?

Sometimes life looks like this:

Things are moving along at a steady clip and you’re finally feeling some hope for the future. Then all of a sudden, life hands you something unexpected. Maybe you’re working the Baby Steps and managing your money like a boss when your car breaks down, your furnace gives out, or your job is no longer your job.

With an emergency fund you can take a deep breath, use that emergency fund to pay for what life throws your way, and move on with a sigh of a relief!

But what comes next? When and how should you rebuild your savings? Let’s explore this together.

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How to Find Money with a Zero-Based Budget

What if we told you the zero-based budget can help you find extra money the very first month you give it a try? Sound too good to be true?

It’s not. Here’s why: The zero-based budget accounts for every dollar.

Every single dollar you spend is given a category and a purpose before you even spend it. That means you decide up front how you plan to spend your hard-earned cash, and you pay attention to when and what you actually spend it on.

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Spring Staycation Ideas That Won’t Bust Your Budget

We don’t know about you guys, but when winter finally fades, all we can think about is getting out of the house, out of work, and maybe even out of town!

A mid-March vacation should do the trick.

Of course, if you’re planning to stay home for spring break, or if you don’t get a spring break because of all the adulting you have to do, you might wonder how you’ll make it through yet another season without the chance to escape.

Don’t worry, friends. As fellow budgeters, we understand the struggle to save more, spend less, and have a little fun along the way. That’s why we came up with this list of go-to entertainment ideas. Time to get pumped for this year’s spring staycation!

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