everydollar reporting

Reporting Is Here

Guess what? EveryDollar Plus now has a reporting feature. That’s right. You’ve been asking for budget reports, and now they’re here! You can find them on the desktop version of your account—right there in the Insights tab.

Read More
How to Budget After a Job Loss

How to Budget After a Job Loss

If you’re reading this because you’ve lost your job or had a pay cut, we want to stop right here and say this: We’re so sorry. It’s scary, and we don’t make light of that. But we honestly believe that hope is greater than fear. So, that’s what you have here: hope. You can take care of yourself and your family. You can still make the best decisions possible with your money by budgeting through this situation. You will get through this.

It’s okay to admit you’re afraid. Then, stand up against that fear with these practical budgeting steps:

Read More
How much do you actually need?

Don’t Fall Into the Coronavirus Shopping Frenzy

It’s crazy out there. Weeks ago, everyone was joking about people loading up on toilet paper, and now it’s hard to find a roll when you need one. It kind of makes you want to stock up. On everything. It might even make you want to buy stuff you’ve never even used before because, well, what if you suddenly need it?

Read More
3 Questions to Ask Before Using Your Emergency Fund

3 Questions to Ask Before Using Your Emergency Fund

Stay on budget and work the Baby Steps long enough, and you’ll understand the power of building your emergency fund.

After all, stuff happens. And an emergency fund offers peace of mind when the circumstances of life get a bit—or a lot—chaotic.

Because of your hard work, you might be sitting on a hot $1,000—or upwards of $15,000—ready whenever you need it. Sounds good, right? And it is!

But here’s the dilemma: An emergency fund piling up in the bank and sitting month after month can start to feel less like security and more like a bonus. The lines between emergency needs and urgent wants can begin to blur a bit. We’ve all be there!

So today we’re offering a litmus test of sorts: Three questions you can ask to determine if your stated emergency actually warrants a visit to the emergency fund. We’ll also talk about a few quick fixes to clear up any emergency fund confusion in the future.

Read More