Gather: the new trendy word you can find hand-lettered on wooden signs all over the place these days. But this is the month when it gets the most attention. We gather to cheer our teams. We gather to shop the sales. We gather in gratefulness for family and friends—and food!

In the hustle of the holiday and all the deals that happen after, don’t forget to budget for all the upcoming goodness. Remember these nine things as you set up your November EveryDollar budget:

If learning how to save money were a sport, reading this post would feel like cheating. Why? Because we have so many money-saving tips packed into one place! If you follow enough of these, you will win with money. And because we know you aren’t here for a gripping introduction, we won’t stretch out the beginning. Let’s get right to the savings tips.

If this is your first time making a budget, you may ask what percentage of your paycheck should go toward categories like groceries, entertainment or transportation. It’s a great question, because figuring out the right budget percentages will help you and your family achieve your big financial goals.

Home: There’s no place like it. Dorothy told us so as she clicked her heels together to return to the place she thought she so desperately needed to escape. What a symbolic life lesson—brought to you by the technicolor dreams of a farm girl from Kansas and her tiny pup.

Your home is one of your biggest comforts—and expenses. So it makes sense that home a perfect place to save money in both big and small ways. In this third lesson of our superb saving series, we’ve got 17 ways to save on utilities, insurance, renovations and mortgage or rent.

Let’s get moving.

If you want to enjoy your Halloween by creeping it real without burying your budget alive, you’ll need to think ahead. Follow these lucky 13 tips—with a few sweet quotes from EveryDollar budgeters sprinkled in—to keep your spending out of double, double toil and trouble this year.