When you think about millionaires, visions of fine crystal chandeliers, designer everything, and champagne fountains most likely flow through your mind. You imagine people who either are born into their wealth or rise to the top out of nowhere, right?

As it turns out, millionaires do common and everyday things to get where they are. And though that isn’t alluring or glamorous in the least, it’s great news for you: It means you’ve got a shot at millionaire status. Just follow the same kinds of principles as those who are already living your money dreams, and budget like a millionaire.

“Shopping time is here. Endless lines and fear. Fun for all who love to brawl with super stressed cashiers.” In case you didn’t catch it, that was our Weird Al-esque version of the song made popular by the Charlie Brown Christmas movie: “Christmas Time Is Here.”

Did you know Americans are expected to spend around $720 billion this holiday season?(1) That’s a lot of photo cards, candy canes, Michael Bublé CDs, Santa hats, plush novelty socks, and sparkly ornaments. But unless you intend on skipping Christmas this year, you’re going to find yourself a part of that $720 billion.

To keep from completely “sleighing” your bank account, though, set up your budget and stick to it like sap on a real fir tree.

It’s that time of year again. You know you’ll get caught up in the parties for hosting, marshmallows for toasting, and caroling out in the snow. But before you can relax to the sound of those sleigh bells jingle-ing, ring-ting tingle-ing too . . . you’ve got to get your budget ready for the most wonderful month of the year. Santa checks his list twice, so make sure you get your list—that December budget—prepped!

Be financially ready to jingle all the way by making sure these 10 commonly missed items are in your December budget.

Contentment doesn’t come when we have enough but, rather, when we see that what we have is enough.

It’s easy to say, right? Wrap a watercolor wreath around that quote and stick it in a frame or your Instagram story. But when you put those inspirational words into practice, it’s something totally different.

The Thanksgiving season is the perfect time to pause from the frantic nature of the rest of our lives and take a moment to truly live in contentment. Even when it seems there’s not a lot to be thankful for, there’s always something worthy of our gratefulness.

And guess what? Contentment doesn’t mean we drop our money goals or budget hustles. (That sounds like a killer dance move.) But it might be time to do some financial refocusing.

How about we think on these seven tips to being content during the holidays—and all year round!

Can you hear those yuletide carols being sung by a choir? That’s because it’s the hap-happiest season of all! But before you start mistletoe-ing with hearts a-glowing, you’ve probably got an awful lot of shopping, baking and gingerbread-house making to do.

If you want to keep rocking around the Christmas tree without racking up the Christmas debt, you can be more thoughtful in your spending and saving this season. How? We’re glad you asked. Sure, there’s no bow, but we’ve got a gift for you—25 tips on how to save money this Christmas.