How to Save $1,000 by Christmas

How to Save $1,000 by Christmas

We’re a little more than four months away from the thick of the holiday shopping season—and we want you to enjoy spending money at Christmas, not stress over it! The good news is, if you start saving now, you can have $1,000 ready to spend in December.

It doesn’t take a Christmas miracle to save $1,000 for gifts and decorations—it just takes a plan. When you set a goal and come up with a strategy to get there, you’ll see just how easy it is to save. Here are four steps to putting $1,000 away before there’s even a chill in the air.

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5 Easy Budget Tips to Set Aside $1,000 for Emergencies

5 Easy Budget Tips to Set Aside $1,000 for Emergencies

A 2014 Federal Reserve survey shows that only 53% of people say they can cover a $400 emergency without borrowing money or selling something. It would be weird to think the only way to pay for a new alternator is to sell your couch or get a loan from your parents!

It’s better—tons better, believe us—to have an emergency fund for expenses that hit you out of left field. Increasing the buffer between you and those “Why me?” expenses that pop up will relieve some of the stress that comes with an unexpected emergency.

Here’s how to budget your way to an emergency fund without selling a thing or borrowing a dime.

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The Emergency Fund: Why You Need One, and How to Get One

The Emergency Fund: Why You Need One, and How to Get One

Walk out of the salon with a different hairdo than you came looking for, and well, money’s not much help. Time is needed to grow out those awkward bangs. For most other emergencies—you know, real ones like when you accidentally wreck your car because you’re crying over that bad haircut—cash-on-hand saves the day.

Maybe you’re nodding along in agreement because money in a real emergency fund would solve lots of problems. But you’re unsure of how to save up or what to do first. We’re here to help! Below you’ll find answers to all of your emergency fund questions as well as tips for where to store your money and when to use it.

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5 Easy Budget Tips to Set Aside $1,000 for Emergencies

5 Easy Budget Tips to Set Aside $1,000 for Emergencies

A 2018 Federal Reserve survey reveals four in 10 adults would have to borrow or sell something to cover a $400 emergency. And a third of us are a moderate monetary setback away from serious financial hardship.(1)

Can you imagine having to sell your couch to fix your car? Where would you binge watch your favorite dramadies? Or what about that awkward call to get a loan from your parents—when you know you’re supposed to have this adulting thing down?

It doesn’t have to be that way! There’s a better way, and it’s called an emergency fund. Increasing the buffer between you and those “why me?” expenses relieves some of the stress that comes with an unexpected emergency.

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