Budgeting Doesn't Have to be Scary

Budgeting Doesn't Have to be Scary

There’s a scene in every scary movie where you, sitting out there in the audience, think you know what’s about to happen. And the main character—up there on the screen about to encounter danger—seems completely oblivious.

A scene like this: The main character sits down with her husband to create their first monthly budget. You give the arm of your chair a squeeze and mouth, “Noooo!” with all the intensity you can muster. Of course, she can’t hear you. And besides, what good would this story be without a little suspense?

Stick around for the entire flick and maybe you’ll discover that budgeting isn’t so bad after all. With a little knowledge and perseverance, the main characters learn to overcome their money fears—and you can, too.

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6 Budget Questions for a Stress-Free Holiday

6 Budget Questions for a Stress-Free Holiday

During childhood, the holiday season held so much magic, but one mystery remained: Why did so many adults seem stressed?

As the years went by, we discovered how Santa made it to every single house in just one night and exactly what it was about turkey that made us so deliriously happy and sleepy. But the tension hiding behind our parents’ smiles? That one was a little harder to figure out.

Now we know. The holiday season takes its toll on just about everybody. Forecasters predict the average American will spend $1,189 this year on gifts, travel and entertainment.¹ Between money constraints and scheduling issues, it’s no wonder 62% of people report feeling stressed or very stressed during the most wonderful time of the year.²

That’s why we’re bringing a simple suggestion your way: Plan everything out beforehand. Sit down with your spouse, a close friend, a family member, or pen and paper to think about how you’ll spend your time and money. Use our prompts below for a stress-free holiday season!

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5 Ways Budgeting Makes You a Better Spouse

5 Ways Budgeting Makes You a Better Spouse

Watch any romantic comedy and you’ll see the leading couple put a lot of effort into impressing each other over the course of the movie. For example, he might take ballroom dancing lessons behind her back—and just when she’s about to confront him at his niece’s wedding reception, he holds out his hand and wows the room. Those small acts work almost every time! That’s because sincere effort goes a long way in getting—and keeping—the guy or girl.

Want to bring Hollywood home? Plan a monthly budget with your spouse. Wait! We’re serious. Guys, get ready to win the heart of your girl all over again. And ladies, your man won’t know what hit him. Having and sticking to a budget will help you be a better spouse. Here’s why:

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October Challenge: Team Up on Finances

October Challenge: Team Up on Finances

Raise your hand if you maybe-kinda-sorta waffle on your big budget plans.

In your head you might decide, This month I’m going to make coffee at home every morning so I can put more money toward Christmas. But two days later it’s 7:45 a.m., you’re running late, and you know you’ll pass right by Starbucks on your way to work so . . . you do what we’ve all done. And you pledge to do better tomorrow.

Well today we want to share a little tip—you can prepare for any budget temptations, challenges or confusions simply by teaming up with a like-minded pal.

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2 Budgeting Features That Will Save You Time and Money

2 Budgeting Features That Will Save You Time and Money

Some people may think budgeting is a chore, but EveryDollar makes managing money simple, fun and easy. You don’t have to worry about spreadsheets, formulas—or dealing with all that math.

Instead, you can easily create a budget, track your transactions and see exactly how much money you have left to spend for the rest of the month. Bonus: you can even use it to keep up with your big money goals—whether you want to pay off debt fast or save up to buy a home!

No matter what your money goals are this year, you can use EveryDollar to reach them. Here are two specific budgeting features that can help you along the way.

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