When you were young, you probably believed in the tooth fairy: a spritely creature with an affinity for enamel who fluttered in and traded quarters for dislodged teeth.
You’re all grown up now and put those flights of fancy behind you—yet maybe you still hope for a budget fairy to track your expenses, update your spending totals, and set up next month’s budget categories.
Nope. This is the real world, with adult teeth and adult financial responsibilities. One of those responsibilities is closing out your monthly budget. Even though that sounds overwhelming or like one more task to clutter your to-do list, it isn’t that bad. We promise.
If you want to know how to close out your monthly budget, you don’t need magic. You just need to follow these five, simple steps.
When it comes to relationships, we all expect a little give and take. Even the parent of a toddler knows that a day beginning with tantrums and negotiations ends with a cuddle and a song. The best relationships reward everyone involved.
It’s the same with you and your budget.
Maybe you’re teetering on the edge, trying to decide whether or not you’re going to take the big leap to becoming a budgeter. Perhaps you’re pondering the idea of a budget and wondering, “Hey budget, what are you going to do for me.”
We’re here to speak up on behalf of the budget. It might take a little give and take to get it right, but we know you and your budget can have a mutually beneficial relationship. And here’s why:
The saying goes that habits are like a big, cozy bed—easy to get into, but hard to get out of. Our best intentions often get pushed aside by convenience or comfort when we try to break bad habits or form new ones—which can leave us feeling discouraged or even defeated. The bad news is we all develop bad habits over time, but the good news is we can develop new, healthy ones!
Whether you’re hoping to eat better, exercise more, spend less, or make the most of your money, our quick tips will challenge you to start forming those good habits now. Plus, we’ve included 10 good habits you might want to develop for your life and your money.
For some families, Christmas begins with hanging up an advent calendar filled with treats and festive activity ideas. The countdown to Christmas goes something like this . . .
Day 1: Here’s a chocolate kiss and today decorate your Christmas tree!
Day 9: Here’s a candy cane and today watch a Christmas movie with your family!
Day 14: Here’s a chocolate truffle and today blow your holiday budget!
Wait. What? OK, so the temptation to spend more than you budgeted for this Christmas probably won’t come directly from your advent calendar. But the temptation will come! We want you to be ready. Below you’ll find four holiday budget busters and what you can do to stop them in their tracks.