Ever catch yourself counting down the days until payday?
Maybe you charged a pair of running shoes last month, and the bill just came in. Or maybe your check-engine light is on, and you’re dreading the repair. Either way, that paycheck can’t come fast enough—and might not be enough.
For 78% of Americans, living paycheck to paycheck is a way of life—an endless cycle of money going out almost as soon as it comes in.(1)
But around here, we have this crazy idea that you can break the cycle of spending more than you make by setting up a solid budget. You don’t have to live paycheck to paycheck! Here’s how: