July Challenge: Christmas in July

How to Budget for an All Cash Christmas

Did you know Christmas used to be celebrated for 12 days? (Hence the song.) Imagine that holiday bill. Twelve long days of presents, feasting, stocking stuffers, figgy pudding, indigestion and tinsel. Seriously. Seven swans a-swimming sounds like no small expense.

Though Christmas is technically now just the one day, your budget might feel like it’s still 12. The multiple celebrations and costs can really add up. If you wait until December to prep your money, you might feel like coal is your only option.

Avoid the coal. We’ve got six steps you can take to budget for an all cash Christmas. That way, after all’s said and done on December 25, you’ll be sitting in a pile of wrapping paper and memories, not debt. Because the world may tell you charging all those gifts then paying them off well into March is normal—but buck the norm. After all, Rudolph was weird, and he saved Christmas.

If you want a legit perfect ending to a perfect day, start now, start here:

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How to Budget Without a Spreadsheet

How to Budget Without a Spreadsheet

Budget.

Maybe just looking at that little six-letter word makes your stomach churn. One glance and you have visions of oversized calculators, complicated spreadsheets, and confusing formulas that make your head spin.

But what if you could budget without all that hassle?

Good news: You can! With the EveryDollar app, budgeting is easy. In fact, even if you’ve never made a budget in your life, you (that’s right—you!) can create a plan for your money in three simple steps. And the best part—it only takes 10 minutes.

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Update From the EveryDollar Team

Update From the EveryDollar Team

Dear EveryDollar Budgeters,

It’s been an amazing year here at EveryDollar thanks to you. Since we launched this budget tool in March, we’ve been amazed by the amount of support and feedback we’ve received.

More than 600,000 people are now budgeting in EveryDollar, and we are seeing 80,000 transactions tracked per day. We are thrilled to be equipping you with the tools necessary to make budgeting easy and fun! But we’re not content to stop there. We are continuing to build EveryDollar with you in mind.

Here’s just a little bit of what we have in store for you:

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