A goal is a wish your heart makes . . . when you’re wide awake and ready to start getting things done.

And it's time to get things done with your money—to set and reach your financial goals.

Part of being an adult is realizing there’s no fairy godmother who makes your money wishes come true—which is good, because it also means your dollar bills won’t turn into pumpkins at midnight. The trade-off is, you’ll have to work to make these financial goals come true. But you can do this—because it’s worth it.

Step one: Never spend money again. Boom. Done.

Just kidding!

Lucky for you, that’s not the direction of this article. We can show you how to get ahead with your money in just 7 Baby Steps using a plan by money expert Dave Ramsey. So grab an extra pair of socks, friends, because we’re about to knock. Yours. Off.

Financial freedom. These two words can cause some major angst.

After all, who needs another reminder of the unattainable? With every scroll through Instagram, you witness people living their best lives. And maybe you’re left wondering how you’ll ever be able to pay for the life you’re living right now—much less the worry-free, Instagram-approved, easygoing financial existence you dream of.

Well, friends, we’re here to turn your head (and your heart!) back toward the dream of financial independence. We want you to find freedom from your past by paying off debt and to look forward to your future by building wealth.

Believe it or not, the key to finding financial freedom is simple: Keep a monthly budget.

As we get ready to ring in the New Year, we’ve got fresh starts on our minds.

It’s the time of year we tend to refocus after a season of vacations and swimming pools. And it’s the perfect time to get re-energized about those goals you set back when it was snowing outside.

It's time to turn your money goals into reality. Do it now. The sooner you start, the sooner you’ll be celebrating!