Budgeting works best when you’re in it for the long haul.

For example, it’s awesome if you saved an extra $100 this month. Now you can buy a nice pair of shoes or snag a sitter to enjoy an evening out with your spouse. But if you save an extra $100 every month for a year, you can knock out some serious credit card debt, put more money toward a new home, or go on a weekend getaway with your family!

Staying committed over the long haul is difficult. That’s why we all need to have our budgeting why at the ready. Your why is the reason you made a budgeting plan in the first place. Today we’ll talk about how you can find yours.

Money fears are normal. Maybe you even have a few that keep you up at night. But ignoring them isn’t the answer—because if you never address them, they’ll never go away.

Friday the 13th is the perfect time to tackle your money fears head-on. Read on to learn how to beat some of the most common money fears.

As we get ready to ring in the New Year, we’ve got fresh starts on our minds.

It’s the time of year we tend to refocus after a season of vacations and swimming pools. And it’s the perfect time to get re-energized about those goals you set back when it was snowing outside.

It's time to turn your money goals into reality. Do it now. The sooner you start, the sooner you’ll be celebrating!

Raise your hand if life is busy? Phew! Glad we’re not the only ones. Sometimes it can feel like we’re winning at life if we get the kids fed and in bed by 8:00. Still, we all have bigger dreams, don’t we? And, let’s be honest, most of them require money and financial stability. If only there was a proven way to go after our goals while also living our busy, day-to-day lives . . .

If only . . .

Okay, teasing time is over. We have the answer: Baby Steps.

What Are the Baby Steps?

The Baby Steps are your key to financial peace. And the steps are simple. So why isn’t everyone winning with money? Because each step also requires a bit of discipline. After all, if you want to live like no one else, you have to live like no one else. Don’t worry if this sounds redundant now—you’ll get there eventually. Let’s dive in!

You made your goals for the new year. Bravo! Now, it’s time to put your money where your mouth is. But the last time you checked, you don't get a bonus for ringing in the new year. (Although that would rock.)

The good news is you already have enough money in your budget for your fresh start. Really! It’s just a matter of reworking your priorities until everything fits exactly the way you want.

We’re firm believers that you can do whatever you put your mind and your budget to. And since your mind is already made up, it’s time to make some room in your budget. Here’s how: