How to Set Up Your Black Friday Budget and Shopping Plan

How to Set Up Your Black Friday Budget and Shopping Plan

It might be hard to believe, but in just days, you’ll be clearing the turkey and gravy from the table and napping in front of the TV with football or parades in the background. You’ve got to rest up and prepare for the next big event of the season—Black Friday shopping.

Whether you prefer tackling your opponents for the last $5 Easy Bake Oven or shopping from the safety of your sofa, you’ve got to develop a pregame strategy. If you don’t want a technical foul called on your budget, you’ve got some work to do. We’re here to share some steps to help you win as you set up your Black Friday budget and shopping plan this year.

Ready. Set. Hike.

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How to Avoid Holiday Impulse Buys

How to Avoid Holiday Impulse Buys

Remember last Christmas when you really hit your shopping stride? You had your wallet in one hand and 14 bags in the other.

You were having so much fun you spun ‘round and ‘round right there in the food court like Buddy the Elf. Fueled by the four food groups of cinnamon rolls, coffee, tacos, and Chinese food you shopped until you dropped. And boy, did you drop. Waking up from a sugar coma, you felt what we all feel after a day of holiday impulse buys: regret.

Overspending might have put you on the naughty list last year, but thankfully there’s room for everyone on the nice list this year. Follow our tips for avoiding impulse buys and you’ll be able to shop happily, give generously and best of all, sleep peacefully.

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5 Steps to Your Christmas Budget—Fast!

5 Steps to Your Christmas Budget—Fast!

You could have sworn Christmas was still four months away, but it’s only a month out! That means you need to start your shopping—like yesterday. One little problem: You haven’t started saving yet.

Before you reach for your credit card (please don’t do it), check out these tips for getting your Christmas cash ready in a flash:

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4 Ways to Keep From Overspending This Christmas

4 Ways to Keep From Overspending This Christmas

The average consumer plans to spend $805 on holiday merchandise this year, according to the National Retail Federation. That’s great, unless you only planned to spend $600. With plenty of chances to spend over the next couple of months, there are a lot of chances to overspend.

Most people know the drill. They’re just browsing at the mall and see some boots or a sweater that a friend would love! They snatch it up and either make it to the register or look around for another few minutes. And find more gifts—ones they didn’t plan on getting.

How do you keep from overspending on shopping trips? Here are four ways pull it off.

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Where Does Paying Off Debt Fit Into Your Holiday Budget?

Where Does Paying Off Debt Fit Into Your Holiday Budget?

The average person will spend $463 on gifts for family members this holiday season, according to the National Retail Federation. Between presents, decorations, food and travel expenses, your money gets pulled in more directions than Santa’s sleigh on Christmas Eve.

If you wonder where extra payments on your debt fit into this festive season, here’s a quick four-step guide that shows you how to handle it.

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