Jar of coins spilling out

Cash In on Clutter in Your Life

New season, new you, right? And with the start of something new, it’s time to clear out the old. Clutter’s no sign of success—and it brings layers of confusion and chaos. So let’s ditch the disorder!

For our September challenge, we’ve got some helpful steps for clearing out the mental, physical and financial clutter in your life. You might just find that doing so will help you save money and give your budget a boost. Here’s how to cash in on the clutter:

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salary raise

Will a Salary Raise Solve Your Money Problems?

A salary raise won’t magically fix all your money problems. In fact, it might make them worse.

According to a NerdWallet survey, high-income households owe roughly $17,000 more in interest on debt than lower-income earners!

That’s because when we make more money, creditors are willing to lend us more. So we get excited and buy bigger and better stuff before we’re financially ready.

We think your salary raise is awesome! But it should help your family, not hurt it. So if you’re spending your extra cash (and then some) as fast as you earn it, it’s time to take another look at your budget.

Here are three ways to make your raise work harder for you this year:

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