How to Stop the Paycheck-to-Paycheck Cycle

How to Stop the Paycheck-to-Paycheck Cycle

Ever catch yourself counting down the days until your next paycheck?

Maybe you decided to take out a store credit card for the 20%-off shopping day and the bill just came in. Or maybe your “check engine” light is on and you’re dreading the repair. Either way, that paycheck can’t come fast enough—and might not be enough.

For 78% of Americans, living paycheck to paycheck is a way of life, an endless cycle of money going out almost as soon as it comes in.(1)  Kind of like a revolving door you can’t exit, it keeps you from getting where you want to go. But it doesn’t have to be that way anymore. Here’s how you can escape for good.

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The Debt Snowball: How and Why this Method Works

The Debt Snowball: How and Why this Method Works

Take just a few minutes to think about your debt—really think about it—and you’ll no doubt begin to feel overwhelmed.

It’s weird, isn’t it? You might spend years swiping credit cards and signing for loans without a moment’s hesitation. And then one day you wake up with a gasp and a realization:

I have to get rid of all this debt!

But like most things that take time to build up, paying off debt doesn’t happen overnight. Thankfully, you’re not alone. Plenty of folks in the EveryDollar community have been right where you are.

And we’re here to offer you the best method for getting rid of debt faster and easier than you ever thought possible: the debt snowball.

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