How to Save Money to Buy a House

How to Save Money to Buy a House

Looking to buy a house? You'll need to save money for a down payment.

What Is a Down Payment?

Let’s start with the basics. A down payment is the cash you bring to the closing table when buying a home. You may borrow money from the bank in the form of a home loan or mortgage, but a portion of the total cost must come directly from you.

Here’s why: The down payment acts as an insurance of sorts for your lender. When you hand over money from your own account, you’re officially invested. You’re more likely to make good on your mortgage payments month after month and year after year. Banks like working with folks like you.

By saving up for a down payment, you not only prove yourself to a lender, but you also set your own mind at ease. A sizeable down payment reduces your monthly house payment, allowing you to choose a shorter mortgage term so you can say goodbye to this debt sooner rather than later.

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4 Ways to Save for Summer Fun

4 Ways to Save for Summer Fun

No matter how old we get, summer still holds a special appeal.

By the time June rolls around our thoughts roam from swimming pools to the beach to water parks and back to swimming pools. Once the hot weather hits, we’re all about summer fun!

The only downside is summer fun can get a little pricey. And we’re here to help! Here are a few ideas for cutting costs and saving cash, so you can make room in your budget for the stuff summers are made of.

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How to Make More Money at Your Garage Sale

How to Make More Money at Your Garage Sale

If you’re ready to clear some clutter out of your house and make extra money in the process, then grab your price tags and a pen—it’s time for a garage sale!But before you go sticking a sign in your front lawn, consider these tips for increasing your profits. With a few extra touches, you could earn enough selling your clothes, books and treadmill to finish off that $1,000 emergency fund, even pay off a debt or go on a little summer getaway!

Why wait any longer? Let’s get to work!

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Does MoviePass Really Save You Money?

Does MoviePass Really Save You Money?

Everybody’s talking about MoviePass. Your neighbor, your coworker, your nephew and all their mamas are in on the latest subscription craze. And maybe you’d like to be too.

Of course, as the budget-conscious person that you are, you want to make sure your dollars are put to good use (fist bump emoji coming at you!).

Lucky for you, we’re bringing all things MoviePass your way with a thorough breakdown, including what the subscription really costs and why you might want to give it a try.

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