How to Save Money Fast

How to Save Money Fast

Want to take control of your money for good?

You already know this advice: Get out of debt. And we’re totally on board with this plan. But first, you need a starter emergency fund. Just $1,000 in the bank provides you with all kinds of financial protection.

When you’re holding $1,000 before getting out of debt, you can avoid taking on new debt. So when life tries to mess with you—your tire goes flat, your kid gets sick, the pipe under your sink bursts—you’re ready. You can easily pay what you owe and move on to more important things like knocking out that debt.

Of course, maybe you’re wondering, How on earth am I going to make $1,000?Don’t worry. We’ve got plenty of ideas. If you’re willing to get a bit radical, you’ll not only make $1,000, but you’ll make it fast!

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9 Ways to Save Money on Your Summer Party

9 Ways to Save Money on Your Summer Party

Summertime is party time!

With the warm weather, patriotic holidays and aroma of backyard cookouts everywhere, it’s only natural to want to invite friends and family over for a get-together. After all, it’s the perfect time to be outside having fun. But that fun can often come with a big cost.

But does it have to?

You can have an awesome celebration by being creative and spending wisely. It just takes a little planning on your part. Check out these nine ways to keep your fun level up and your cost level down:

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Lesson 2: How to Save $300 a Month on Insurance

Lesson 2: How to Save $300 a Month on Insurance

Everyone knows life insurance is important. After all, there’s no better way to love your family than to ensure they’ll be taken care of if something happens to you.

What most folks don’t know is life insurance doesn’t have to cost you an arm and a leg. In fact, research shows 64% of policyholders pay thousands more for life insurance than they have to each year.

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6 Ways Your Budget Can Save You More Money

6 Ways Your Budget Can Save You More Money

Your budget is made of three types of expenses: fixed, flexible and fun.

Fixed expenses are things like your mortgage payment, medical insurance, car tags and property taxes. There’s not a whole lot you can do about these. You need them, so you pay for them.

Then there are flexible expenses like cell phone service, grocery money and gas allowance. You need these too, but you have a little more control over how much you use each month. And the fun expenses? Well, you know what those are—your favorite restaurants and an occasional beachside getaway.

But what if you want to make room in your budget for something else? Maybe you want to plan an extra trip, or just put date nights back into your life. Here are a few ways to free up more money for the fun stuff you want to do.

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