How to Rebuild Your Emergency Fund

How to Rebuild Your Emergency Fund

Ah, snap. Things were going so nicely. You felt like you had your life together. And then . . . it happens. It meaning your water heater busts, your car manages to get two flat tires, and you crack a tooth . . . why?

Thankfully, you had an emergency fund. Unthankfully, now you don’t. It feels good to pay cash to fix the problem, but then your emergency fund is drained—and now what?

Now you go all Rocky Balboa on it and run up a bunch of stairs chanting, “It ain’t about how hard you hit. It’s about how hard you can get hit and keep moving forward.” Meaning, you rebuild that emergency fund.

There’s no shame in that game. This is what the fund is for—emergencies. It did its job—and well—so get back on those stairs and show life you’re going to keep moving forward. You will rebuild your emergency fund.

Read More
What is a Sinking Fund?

What is a Sinking Fund?

Money doesn’t come easy. We learn this truth when our first real paycheck falls far below our youthful expectations.

And what about managing money? That doesn’t come easy, either. We have to be purposeful and intentional if we hope to give, save and spend wisely.

One way to be intentional is to set up a sinking fund in your budget.

Read More
How to Budget for Large Expenses with EveryDollar

How to Budget for Large Expenses with EveryDollar

EveryDollar is budgeting made easy. You guys know this.

But did you know that creating funds in EveryDollar might just be the key to unlocking your financial future?

Here’s why: A budget tells your money what to do each month. A fund tells your money what to do each month and then some. When you set up a fund, you’re saying the category of your choosing is something you want to stash cash into over a period of time.

An EveryDollar fund is financial forward thinking at its finest.

And today we’re going to learn all about this incredible budgeting tool—what funds do, why you might want to give funds a try, and how to easily build funds right into your budget.

Read More
Easy Ways to Boost Your Income

Easy Ways to Boost Your Income

It’s probably no surprise to you that along with eating healthier and exercising more, many Americans are aiming to save money in 2018.¹ Are you one of them? Good news. We can help!

We’ll even let you in on a little secret: While you can certainly save money by spending less, you can hit your savings goals sooner by making more.

So, with whatever you’re saving for in mind—a home, a wedding, an emergency fund, aonce-in-a-lifetime trip, a new car, a couch, retirement, the ability to be more generous—get to work boosting your income and make 2018 the year you reach your savings goal.

Read More
4 Steps to Save More Than Ever Before

4 Steps to Save More Than Ever Before

Let’s take a minute to think about the world we live in.

We can order coffee from our phones without ever waiting in a line. We can stream just about any television show or movie we want without watching the commercials. And we can buy everything from makeup to furniture and have it delivered to our front door in less than two days.

We’ve gotten pretty great at getting what we want, when we want it.

You can do the same thing with your money, if you plan for your purchases.

Say you want to buy something big, like a new-to-you car. Or you want to take a sweet summer vacation with your friends. You can simplify saving up for those expenses—without ever breaking out a credit card.

Don’t worry. You don’t have to figure this out on your own. Here are the four steps you need to take to become a seasoned saver.

Read More

page 1 of 5