How to Save Money on Pumpkin Spice Lattes

How to Save Money on Pumpkin Spice Lattes

Well, it’s officially fall!

How do we know? Because the pumpkin spice latte craze is back in full swing.

This drink is no joke. Since Starbucks released it in 2003, more than 200 million cups have been sold.¹ It might even be one of their most profitable beverages yet.

There’s no denying that when the temperature drops and leaves crunch beneath your feet, cradling a warm cup of pumpkin latte goodness sounds like heaven on earth. But if you’re living on a tight budget—especially if you’re paying off debt or trying to hit a big savings goal—these decadent drinks can drain your bank account in the blink of an eye.

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50% of Americans Do This With Their Money and It’s Not Good for You

50% of Americans Do This With Their Money and It’s Not Good for You

Half of Americans are worried about money. Our top fears, according to a recent Gallup poll, are retirement, paying for medical events, and keeping up our standard of living.

It’s the element of the unknown that freaks us out. So let’s get to know our money!

When you make a budget, you know exactly how much you have to save, spend and give each month. It allows you to look your fears in the face and laugh at them like an over-caffeinated Mad Hatter.

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7 Ways to Overcome Emotional Spending

7 Ways to Overcome Emotional Spending

Emotions and moods have a way of directing our spending behavior. Since we can’t always predict our future emotions while making our budgets, how do we prevent retail therapy (or a sugar craving that results in buying donuts for the whole office) from throwing a wrench into things later in the month?

You can avoid emotional spending by having a plan. Here are seven of those feelings that can tempt you to spend, plus some strategies for thinking clearly while you’re in the middle of them.

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Spend More Money on What You Actually Want

Spend More Money on What You Actually Want

Americans aren’t spending money on what we want, according to a recent Gallup poll.

Instead, we’re paying more and more for things like groceries, utilities and healthcare and less on fun stuff like travel and eating out. Bummer.

While you can’t control the fluctuating costs of health insurance or natural gas, you can figure out some smart alternatives for expensive budget items. Free up more money in these four areas of your life:

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How to Not Feel Guilty About Spending Money on Yourself

How to Not Feel Guilty About Spending Money on Yourself

Ever feel guilty about spending money on yourself?

Your budget is chock full of retirement savings, baseball uniforms and birthday gifts. You love these things, but maybe your frizzed out hair is begging for a cut and color. Or maybe you’ve been eyeing a cordless drill for months.

With everything your family needs in a month, it can put your wants on hold. Because in your mind, that’s money you could be putting into your kids’ college funds or paying off your house early.

Here’s the deal: You don’t have to choose between personal wants and family needs. Of course you’ll cover your family needs first, but that doesn’t mean you have to sacrifice all your personal wants in the process. Find some “you” space in the budget with our seven guilt-free tips.

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