If you’re reading this because you’ve lost your job or had a pay cut, we want to stop right here and say this: We’re so sorry. It’s scary, and we don’t make light of that. But we honestly believe that hope is greater than fear. So, that’s what you have here: hope. You can take care of yourself and your family. You can still make the best decisions possible with your money by budgeting through this situation. You will get through this.
It’s okay to admit you’re afraid. Then, stand up against that fear with these practical budgeting steps: