How to Manage Your Money On-the-Go
Is your day ever jam-packed with activities that keep you—and your money—on the move? Getting lunch with coworkers, filling up the gas tank, picking up the dry cleaning, buying a gift for a friend’s upcoming birthday. Phew! It can be hard to keep up with your schedule, let alone your money.
But being smart with your spending while you’re on the move is a lot easier when you can bring your budget along for the ride. Here are four ways you can manage your money while you’re on the go.
1. Get a budgeting app for your phone. Having your plan on your phone makes it easy to check how much money you have before you spend. You can quickly see if you have enough in your restaurant budget to stop for take-out on the way home—or if it’s time to get creative with the food you already have in your pantry. Download the EveryDollar app for your iPhone or Android to have control of your budget 24/7.
2. Make it easy to keep track of your purchases. Connect your bank to your budget with EveryDollar Plus so your purchases automatically show up. All you have to do is drag and drop the transaction to the appropriate budget category. It makes budgeting simple, and you don’t need to sort through a bunch of receipts later.
3. Create a plan before you leave the house. Take five minutes in the morning to plan your activities and any spending for the day. Pay special attention to those times when you have more opportunities to spend, like your lunch hour, after work, or when you’re running errands. Make a list of the things you may need to buy and stick to it. That will help keep you focused so you don’t grab a shopping cart when you only need a basket.
4. Eliminate money confusion with your spouse. Share spending updates with each other so you can stay on the same page. EveryDollar makes this easy because it lets you access your budget across devices. That means no matter where you are, both of you can track expenses and know exactly where your money is going.
Mixing a budget with an on-the-go schedule gets a lot easier when you have a budgeting tool that moves at the speed of you. That’s where EveryDollar comes in. You can create a plan for your money in less than 10 minutes. Before you know it, you and your money will be off and running!