Hand grabbing money

How to Overcome Your Money Fears

Money fears are normal. Maybe you even have a few that keep you up at night. But ignoring them isn’t the answer—because if you never address them, they’ll never go away.

Friday the 13th is the perfect time to tackle your money fears head-on. Read on to learn how to beat some of the most common money fears.


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Hand holding sponge cleaning a glass surface

April Challenge: 9 Ways to Spring Clean Your Budget

Spring is the time of year when you feel revitalized and ready to weed, dust and generally take on the world.

But before you start doing all that manual labor, we have a few low-impact projects that can pay off just as big. Take this month’s challenge and add these nine money-saving solutions to your spring-cleaning list:


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Dollar Bill

17 Surefire Ways to Stay Motivated and On Budget

Ready to snag the big bucks? Try the long game.

We’re talking about budgeting. That’s right. Tell your money what to do month after month, year after year, and you just might be rolling in it soon enough.

Of course, the long game requires some serious patience. And it can be tough to keep that financial drive alive.

We’re here to help. No matter where you find yourself on your budgeting journey—totally green or managing your green—we’ve got a few tips and tricks to bring back the motivation.


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Woman handing her debit card to cashier

3 Questions to Ask Before Using Your Emergency Fund

Stay on budget and work the Baby Steps long enough, and you’ll understand the power of building your emergency fund.

After all, stuff happens. And an emergency fund offers peace of mind when the circumstances of life get a bit—or a lot—chaotic.

Because of your hard work, you might be sitting on a hot $1,000—or upwards of $15,000—ready whenever you need it. Sounds good, right? And it is!

But here’s the dilemma: An emergency fund piling up in the bank and sitting month after month can start to feel less like security and more like a bonus. The lines between emergency needs and urgent wants can begin to blur a bit. We’ve all be there!

So today we’re offering a litmus test of sorts: Three questions you can ask to determine if your stated emergency actually warrants a visit to the emergency fund. We’ll also talk about a few quick fixes to clear up any emergency fund confusion in the future.


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