Back in the old days, a criminal couldn’t commit identity theft without dressing up like someone else and learning a fake accent. But times have changed. Now we can have our ID stolen in seconds from a computer-savvy teen or clever phone scam.
We know talking about identity theft probably doesn’t put a spring in your step, but it’s important. So, let’s look at what it is and how you can prevent it. Because knowledge alone isn’t power. But knowledge plus action sure is.
The start of spring means two things: warm days ahead and a fresh start with your money. If you’ve been crushing those new year money goals for months, bravo! If you’ve slipped some, it’s okay! Hey, we all make mistakes. But now it’s time to get back at it.
In general, filing your taxes is about as enjoyable as updating your resumé, waiting in line at the DMV, or flossing your teeth. Most people don’t jump at the chance to do any of these things. But despite their boring and sometimes stressful nature, all these things still have to get done.
So, you want to start budgeting, or you want to budget better than you ever have before. You don’t want random numbers on a spreadsheet—you want a plan for your spending that you can actually stick to so you can take control of your money for real.