Retire a Millionaire on Just $35 a Week

Whether you work at home or in an office, you work hard to make a living. But the truth is, providing for a family is expensive. Add financial setbacks into the mix, and it takes all your energy just to cover the bills.

Saving for retirement? Well, that’s a dream for another day. 

Or is it?

We’ve got good news! You don’t need a big, cushy salary to fit a comfortable future into your budget. Here’s an easy plan you can start today.

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How to Win With Money in 7 Easy Baby Steps

You make decent money. But where does it all go every month?

At best, you know where most of it lands. At worst, you’re totally lost in a world of credit card transactions and payments. Either way, the Baby Steps can help.

These seven steps provide a clear path to follow as you pay off debts, fund your retirement, and build wealth. This is the plan you’ve always wanted for your money, but you just haven’t had the time to figure it all out.

As you complete each Baby Step, you’ll become increasingly confident and motivated to move forward. Wouldn’t it be nice to finally take control over your household income instead of wondering where it all went?

Here’s a quick introduction to the EveryDollar Baby Steps.

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6 Ways to Pay for College Without Debt

It probably goes without saying that college isn’t cheap. But we just said it anyway.

The good news is that you have all kinds of options when it comes to paying for your kids to go to college—and none of them include student loans! And most don’t include a mandatory diet of ramen noodles.

Don’t believe us? Here are five ways to pay for college without using student loans: 

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2 Big Perks of Baby Step 7

You’re totally debt-free. You have no car payments, no house payment, no credit cards or student loans. Your retirement is well funded, and your kids have enough money for college.

Welcome to Baby Step 7 (also known as the good life).

It’s time to start enjoying more of your hard-earned income. Just remember, the point of the last Baby Step isn’t to escape reality. The point is to allow yourself some well-deserved freedoms in daily life.

How will you live and give like no one else?

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3 Questions to Ask Before Using Your Emergency Fund

So let’s say you’ve completed the first three Baby Steps. You are free from debt, and you’re well on your way to saving for a great retirement and a loan-free college experience for your kids. But inevitably, something comes up that will cost thousands of dollars to replace, repair or redo.

Some of these things—a broken air conditioner in the heat of the summer, a leaky roof or a major medical issue—are obvious grounds for breaking into the emergency fund without thinking twice. After all, that’s what it’s there for.

But there are some events that are just out of the obvious zone. How do you decide when it’s appropriate to tap into those emergency savings?

These three questions may help you make up your mind before using your saved-up stash.  

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