Thank you!!! Even in my jobless state, I am able to keep my head above the waterline and excel! It’s amazing how well off I feel just by having a plan and the first four steps completed!
Michelle
Unlock the premium version of EveryDollar—plus a whole lot more.
With the right plan, the right teaching, and the right tools, you can be confident you're doing the right thing with your money. Make. It. Happen. Start your all-access membership to our bestselling money products in a FREE trial of Ramsey+.
$129.99/year after 14-day free trial
Tell your money where to go.
Listen, this is your money. Make it work for you. That means budgeting every single dollar. Every single month. Spend on purpose with EveryDollar.
Learn the proven money plan.
What’s this plan? It’s called the 7 Baby Steps. Learn how to work through the Baby Steps and build winning money habits—including budgeting—with unlimited streaming of our money courses, in app or online.
Track your money progress.
Got money goals? Do something about them. The BabySteps app shows you the next right step with your money so you stay on target and on fire.
Why Ramsey+?
Ramsey+ empowers you to learn, budget and track your way to total control of your money—one Baby Step at a time.
You can do this. You really can. You just have to start.
Real budgeting. Real results.
For years, I felt like a budget was so restricting and scary. I hated it and just wanted to spend my money when I wanted and how I wanted. After taking this course, I see how budgeting helps me spend my money wisely, while being financially responsible, and I can still spend on things I want and need.
AnnaLiese
The people behind EveryDollar are A+ and it shows in how intuitive this app is. Everything gets updated automatically, and I literally just drag and drop the transaction into whatever section of the budget I need to. It takes about 3 months to really start to put a solid budget together after some trial and error. I’ll be debt-free this year, and I'll continue using this app for building wealth. Thanks to Dave and his team for providing these great tools.
Kavika
EveryDollar is by far one of the easiest and simplest ways to budget. It links to your bank account and tracks the transactions. All you have to do is click and drag the transaction to the corresponding category—it’s just that easy—and you are now well on your way to budgeting responsibly. It has helped me tremendously as a visual and guidance tool for my family’s money.
Kyle
You are never too old to learn how to properly manage your money. This course taught us how to work together as a couple and how to be disciplined about our spending. You don't have to eat bologna sandwiches—just learn how to direct your spending while still enjoying life!
Dan and Elizabeth
My husband and I just finished the free trial and wanted to say thank you. I’ve been trying to do Dave Ramsey-ish for years by myself because I couldn’t get my husband on board and I knew we couldn’t afford it. This opportunity allowed us to do it together and he’s now all in. I feel very hopeful for the future knowing I now have a partner to do this together. No more “ish.” Thank you for all you do!
Mary
- Unlimited streaming of classes
- Practical, proven steps to help you win with money
- In-depth content on budgeting, saving and investing
- Access to lessons on all devices
- Zero-based budgeting
- Bank syncing
- Automatic bank transactions
- Custom reports on income
and spending
- Baby Steps tracking
- Customized content
- Motivation to crush your goals
$129.99/year after 14-day free trial
Frequently Asked Questions
What is Ramsey+?
Ramsey+ is everything you need to win with money—all in one place. It's an all-access membership that includes our bestselling money tools, apps, content and resources to help you take control of your money for good. Your membership includes access to all of our premium features, including Financial Peace University, EveryDollar budget reporting and automatic bank transactions, the BabySteps app, Ask a Coach, the Debt Snowball Calculator, PLUS so much more.
Who is Ramsey+ for?
Ramsey+ is for people who need help or want to do better with money! It has the content, tools and resources you need to reach your money goals faster. Whether you’re trying to get out of debt or save for retirement, Ramsey+ is here for the entire journey.
What happened to EveryDollar Plus?
With your Ramsey+ membership, you get the premium version of EveryDollar (previously called EveryDollar Plus) with all those extra features—like bank syncing and custom reports—plus more content and our bestselling tools together in one all-access package.
What’s the added value of the premium version of EveryDollar?
Oh man. So many things. Where do we start? The premium version of EveryDollar comes with custom budget reports and bank syncing. With budget reports, you’ll see trends in income and spending—so you can make changes when your goals don’t line up with your habits! With bank syncing, you connect your budget to your bank to get all your accounts all in one place and have your transactions stream automatically into your budget. You’ll save time and budget more accurately. It’s. The. Best.
Is Ramsey+ three different apps?
Ramsey+ includes three different apps: FinancialPeace, EveryDollar and BabySteps. But you also get tons of other great features, like virtual groups with Financial Peace University, coaching resources, tailored content and budget reporting.
Do I have to get all three apps?
Ramsey+ comes with the premium version of EveryDollar, plus the FinancialPeace learning app and the BabySteps tracking app. When you upgrade your budget to a Ramsey+ membership, you get all three.
Can I get a subscription to only one app?
A Ramsey+ membership gives you access to all three amazing apps. It’s like getting guac, queso and salsa for the price of one. We don’t do individual app subscriptions.
What if I just want the premium version of EveryDollar?
Thing is, you used to pay $129.99 after your free trial for just the premium version of EveryDollar. Now, after your free trial, you’ll pay that same amount and get more money tools and teachings. It’s a way better value!
Will EveryDollar still have a free version?
Absolutely. You can create budgets and manually track your transactions with EveryDollar. But free users won’t have access to premium features like automatic bank transactions and custom budget reports that come with Ramsey+.
I've already got a subscription to EveryDollar Plus. Do I need to do anything to get Ramsey+?
Nope, you’re good to go! Just sign in to ramseyplus.com or any of the apps using your EveryDollar account info.
Can I buy Ramsey+ as a gift for someone else?
You bet! Select “Send as a gift” on the first checkout screen and fill in the recipient’s information at the bottom of the form. After you check out, they will immediately receive an email with instructions on how to set up their account.
Can I share my Ramsey+ membership with my spouse?
Yes! A couple needs just one Ramsey+ membership. Once you create an account, you and your spouse can use the same username and password on multiple devices.
Can I share my EveryDollar app with my spouse?
Of course! In fact, we encourage it. A couple needs just one EveryDollar account. Each of you can download the app on your own phone, iPad or desktop and sign in using the same username and password you created your account with.
Does Ramsey+ help me even if I'm not in debt?
Absolutely! Ramsey+ is for anyone who deals with money—aka everyone (that means you). No matter where you are on your money journey, you’ll never get where you want to be without a budget. (After all, 64% of millionaires still live on a budget!) That’s where EveryDollar comes in. Add in our money courses and the BabySteps tracking app, and you're ready to take control of your money for good.
What happened to the Financial Peace Membership?
We took the Financial Peace Membership and made it a Ramsey+ membership. We added more content and put all of our bestselling tools together in one all-access package.
What kind of return will I see on my $129.99?
After your free trial, Ramsey+ is a $129.99 yearly membership. And listen: It’s. Worth. It. When following the plan, the average household finds $332 after their first month of budgeting. In the first 90 days, the average household pays off $5,300 in debt and puts $2,700 into savings. And that’s just in the first three months! Imagine what you can do after that.