Protect Your Family With
Term Life Insurance


It's the easiest and smartest way to give them peace of mind.

Why You Need Term Life Insurance

  • How does term life insurance work?

    If anyone depends on your income right now, you need term life insurance. It protects your family by replacing your income—which makes term life one of the most important parts of your financial game plan.
  • How much life insurance do I need?

    You need 10–12 times your yearly income in term life insurance. When that money is invested well, your family can live comfortably on the return of that investment. For many people, a 20-year term is just right.
  • Why is term better than whole life insurance?

    Whole life insurance is a rip-off! It often costs hundreds of dollars more a month and includes a "savings" plan with a terrible return. Instead, pay a fraction for term life insurance and save or invest what you would have paid for whole life insurance.

Start Protecting Your Family Today!

Build Your Quote

We need just a few details about you to give you accurate quotes.

MM/DD/YYYY

What’s your gender?
What's your health class? See the guidelines
Have you used any tobacco products in the last 12 months?

Dave recommends 10–12 times your yearly income.

How many years of coverage do you want?
Dave recommends 15- or 20-year plans. If you’re younger, consider a longer term because it’s still very affordable.

Your quotes will be displayed on zanderins.com.

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Zander Term Life Insurance

Determine Your Health Level

Using the “Health Factors” and “Height and Weight” charts below, choose one of the four health classes. Each company has different criteria, so these guidelines have been combined and simplified to give you the best chance of choosing your actual health class. Don’t worry, Zander will make sure your health class is accurate.